Term Share Certificate (TSC) Accounts may be purchased with a minimum deposit of $1,000.00.  The account earns a higher dividend rate based on the term. 

Dividends post monthly, quarterly, semi-annually, or annually.  Another great feature is your dividends may be paid directly to the TSC, deposited to other accounts at the Credit Union, or a dividend check can be mailed.  

Rates are guaranteed for the term of the certificate.  The annual percentage yield and dividend rate assume dividends remain on deposit until maturity and withdrawals reduce the earnings on the account.  An interest penalty for early withdrawal (before maturity) is imposed on the TSC.

The account is federally insured by NCUA up to $100,000.00.