Regular Savings Account

Overall, 92 million U.S. consumers are member-owners of the nation's nearly 8,200 credit unions! Find out why by joining today and taking advantage of all credit unions have to offer. We want YOU to be OUR member!

A basic "share" of $5.00 in your savings account is your commitment to the strength and growth of your credit union. This gives you an opportunity to share in the operations of the credit union by allowing you to vote for your Board of Directors at the annual meeting.

The basic account for all our members is the Regular Savings Account (also referred to as “Share Account”). This is the first account you will open as a member. And, it's so easy to join! Simply make a minimum initial deposit of $5.00 and pay a one-time non-refundable membership fee of $5.00. (You must maintain a minimum balance of $5.00 to maintain your membership and a $50.00 average daily balance to earn quarterly dividends.) Remember, once a member, always a member!

Once you become a member, you are eligible for the many other Credit Union products and services.

So become a credit union "family" member today and use your credit union for all it's worth!

REAL SAVERS SAVINGS ACCOUNT

CCATCU is proud to announce some significant changes to our Holiday Club Account. The Holiday Club Account name has changed to Real Savers Savings Account effective January 1, 2012. The account focus was on saving for holiday expenses, now the focus will be on encouraging savings.

The Real Savers Savings Account will serve as a savings vehicle for future expenditures –property taxes, vacations, or for any other special purpose. Theoretically, the Real Savers Savings account can help you with funds to use for future expenditures without going into debt.

Just open an account anytime with a minimum deposit of $5.00 and maintain a minimum average daily balance of $50.00 per quarter to earn dividends. The Dividend Rate will be .50% over the Regular Savings Account Rate. Deposits can be made by automatic deposits to your account at the Credit Union or in person anytime.

Withdrawals can be made during two open withdrawal periods. That will give you plenty of time to withdraw. The permitted withdrawal period is in the month of May and the month of November. Should there be a need to withdraw money other than the open withdrawal periods, a $25.00 penalty will be assessed and the account must remain closed for one year.

Get Started Today. Get a head start on saving money for your FUTURE by visiting one of our Member Service Representatives at the branch nearest you and for any additional information call (361) 986-6277 or (361) 814-9304. You can also email us at membersvs@ccatcu.com.

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