Secured Visa Platinum Preferred

This program has a low rate of 12% APR with no annual fee.

A separate savings account (interest bearing) will need to be opened, equal to the card limit established, upon approval of your application.

Lines of credit range from $300.00 and up.

The finance charge is computed from the date each transaction is posted to the account. There is no free period which the �new� balance may be paid without incurring a finance charge.

Payment protection insurance is also available. For more information please read the disclosures.

For additional information, please contact the VISA Department at (361) 985-0308 or e-mail us at cardcenter@ccatcu.com.

ScoreCard Bonus Points

Earn 1 point for every $1.00 spent when you use your Secured VISA Platinum Preferred card for any qualified* purchase big or small then redeem them for brand name merchandise or travel awards such as airline tickets, cruises and more.

To view points earned at any given time just visit the ScoreCard Bonus Rewards website at www.scorecardrewards.com and key in your 16 digit VISA Platinum card number. The website also contains the following pages:

Merchandise catalog page to view the variety of products offered.
Travel service awards page.
Claim form page with full instruction on redemption of points.
Frequently asked questions and answer page.

ScoreCard will forward a quarterly statement with points earned for the previous quarter in detail along with a total to date of points earned.

Concierge Service

Enjoy Privileges and conveniences like those found at fine hotels right from your home, office or travel destination. This service includes:

Limousine reservations and �Meet and Greet� services
Global dining referral and reservations
Golf Course information and reservations
Performance and special event information and reservations
Business related research to Flower and gift delivery

For your convenience the toll free number 1-877-860-1099 has been dedicated to Platinum Preferred cardholder for any of these services.

Travel Accident Insurance

Purchase your entire travel fare on a common carrier and automatically receive a $1,000,000 of Travel Accident Insurance.*

Customer Service

Enjoy a team of specialists that provide enhanced customer service and accommodate special request 24 hours a day, 365 days a year. You can reach them at (800) 615-1161.

*For a complete list of rules, contact the VISA Department at (361) 985-0308.

VISA CARD SECURITY

Your security is important to us. That's why we've instituted the Falcon Fraud System. With the Falcon System you'll receive continual monitoring of your credit card and check card activity to help identify and prevent possible fraudulent transactions on your CCATCU VISA Credit Card and your VISA Check Card. Using a pattern established by your usage, Falcon will determine whether there is potential fraud. If potential fraud is detected, you will be notified by telephone. The good news is that other than informing the Credit Union of any changes in your personal contact information, you don't have to do a thing. This is a FREE service and is automatically set up once your card is issued.

JUST ONE MORE REASON TO CHOOSE CCATCU FOR ALL YOUR FINANCIAL NEEDS.

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