With approved credit, 100% financing is available through our program, and very little equity is required in the property.

WE OFFER THESE BENEFITS:

·        Home Improvement loans are available for most improvements, including, but not limited to, room additions, in-ground swimming pools, roofs, and remodeling.

·        Flexible terms are also available to ensure a payment you will be comfortable with.

·        Conventional financing is available.

HELPFUL NOTES: 

Find a reputable and established contractor.  Ask for a list of previous customers for references.  Put all agreements in writing and ask the contractor if he is insured. Before you finish paying the contractor, make sure you are satisfied with the work.

ITEMS NEEDED AT TIME OF APPLICATION:

·        Home improvement loan application

·        Warranty Deed or Title Policy

·        Homeowners Insurance Policy

·        Proof of all income

·        Most recent mortgage statement

·        Most recent tax appraisal (Click here for Nueces County Tax Appraisal District assessments)

·        Contractor's proposal for the work

 (Loan cannot be processed without all items listed above.)

Contact the Mortgage Loan Dept. today at (361) 985-6010 for more information!