Rates












 

Loans| Savings| Certificates

Rates are subject to change without notice. Please contact the Loan Department at (361) 985-6010 for current mortgage rates.

 

Loans Rate APR* Term

Monthly Pmt. per $1,000

 
Secured Loans (New/Used Auto, Boat, etc.) as low as 3.25 3.25 36 $29.20 Calculator
Secured Loans (New/Used Auto, Boat, etc.) as low as 3.25 3.25 48 $22.25 Calculator
Secured Loans (New/Used Auto, Boat, etc.) as low as 3.25 3.25 60 $18.09 Calculator
Secured Loans (New/Used Auto, Boat, etc.) as low as 3.50 3.50 72 $15.42 Calculator
Secured Loans (New/Used Auto, Boat, etc.) as low as 3.75 3.75 78 $14.47 Calculator
Recreational Items (Travel Trailer/Motor Home)
Under $15K as low as
4.50 4.50 120 $10.37 Calculator
Recreational Items (Travel Trailer/Motor Home)
Over $15K as low as
4.50 4.50 180

   $7.66

Calculator
Motorcycles (New/Used) as low as  3.25 3.25 36 $29.20 Calculator
Special Signature Loans - 12 month term (minimum $1,000) 6.75 6.75 12 $86.42 Calculator
Lifestyle Loans (Signature Loans) as low as 7.50 7.50 36 $31.11 Calculator
Lifestyle Loans (Signature Loans) as low as 8.00 8.00 60  $27.39 Calculator
(NEW!) LifeAsset Builder Loans (secured with loan proceeds, minimum $1,000) 10.00 10.00 60 $87.93 Calculator
Home Equity - 5 years as low as 4.00

4.00

60 $18.42 Calculator

Home Equity - 15 years as low as

4.00 4.00 180  $7.40 Calculator
Home Equity - 20 years as low as 4.00 4.00 240  $6.07 Calculator

 

*APR=Annual Percentage Rate
Rates are based on borrower's creditworthiness.
Term based on amount financed.
Share Secured and Certificate of Deposit (CD
) secured loans also available, terms vary. 
Restrictions apply.


Go To Loan Application | Go To Calculators | Back to Top
 

Rates are subject to change after account opening.

 

Savings

Dividend Rate

APY* Term
Savings ($50 minimum balance) 0.25 0.25 n/a
Raskals Kidz Klub (Children's Savings Account) 0.25 0.25 n/a
IRA Traditional ($500 minimum balance) 1.00 1.00 n/a
PIA ($1,500.00 - $24,999.99) .50 .50 n/a
PIA ($25,000.00 and over) .75 .75 n/a

 
Checking

Dividend Rate

APY* Term
Bonu$ Checking/Real Checking (Up to $10,000) Qualifying Account 3.50 3.56 n/a
Bonu$ Checking/Real Checking (Over $10,000) Qualifying Account .75 .75 n/a
Bonu$ Checking/Real Checking Non-Qualifying Account .10 .10 n/a

*APY=Annual Percentage Yield
APY means a percentage rate reflecting the total amount of dividends paid on an account, based on the dividend rate and the frequency of compounding for a 365-day period and calculated according to the rules in Appendix A, Part 707, NCUA's Rules and Regulations, Truth in Savings. (APY is used for account disclosures and advertising purposes; APY discloses projected earnings; APY is a generalized projection; APY is based on assumed funds and assumed number of days.)

Back to Top
 

 

Certificate of Deposit

Dividend Rate

APY* Term
CD ($1,000 minimum balance) 

.35

.35 6
CD ($1,000 minimum balance)  .45 .45 12
CD ($1,000 minimum balance)  .76 .76 24
CD ($1,000 minimum balance) 1.16

1.17

36
CD ($1,000 minimum balance) 1.91 1.93 60

 

*APY=Annual Percentage Yield
APY means a percentage rate reflecting the total amount of dividends paid on an account, based on the dividend rate and the frequency of compounding for a 365-day period and calculated according to the rules in Appendix A, Part 707, NCUA's Rules and Regulations, Truth in Savings. (APY is used for account disclosures and advertising purposes; APY discloses projected earnings; APY is a generalized projection; APY is based on assumed funds and assumed number of days.)

A penalty may be imposed for early withdrawal.


Back to Top
 

 

[ Home | Web 24 | Upcoming Events | Rates | Products | Services | Online Services | About Us | Contact Us | Sitemap ]

Disclosures
Privacy Policy
 
Design & Hosting by Harland Financial Solutions, Inc.
Browser Requirements
Copyright Harland Financial Solutions, Inc. All Rights Reserved.