Rates












 

Loans| Savings| Certificates

Rates are subject to change without notice. Please contact the Loan Department at (361) 985-6010 for current mortgage and mobile home rates.

 

Loans Rate APR* Term

Monthly Pmt. per $1,000

 
Secured Loans (New/Used Auto, Boat, etc.) as low as 5.500 5.500 36 $30.20 Calculator
Secured Loans (New/Used Auto, Boat, etc.) as low as 5.500 5.500 48 $23.26 Calculator
Secured Loans (New/Used Auto, Boat, etc.) as low as 5.500 5.500 60 $19.11 Calculator
Secured Loans (New/Used Auto, Boat, etc.) as low as 6.000 6.000 72 $16.58 Calculator
Secured Loans (New/Used Auto, Boat, etc.) as low as 6.250 6.250 78 $15.64 Calculator
Recreational Vehicles (Travel Trailer/RV/Motor Homes) Under $15K as low as 7.000 7.000 120 $11.62 Calculator
Recreational Vehicles (Travel Trailer/RV/Motor Homes) Over $15K as low as 7.000 7.000 144 $10.29 Calculator
Motorcycles (New/Used) as low as 5.500 5.500 36 $30.20 Calculator
Unsecured Loans - 12 month term (minimum $1,000) 7.990 7.990 12 $87.00 Calculator
Unsecured Loans (Household Goods/Signature) as low as 8.500 8.500 36 $31.57 Calculator
Unsecured Loans (Household Goods/Signature) as low as 9.500 9.500 42 $28.09 Calculator
Home Equity -Minimum $5,000 as low as 6.250 6.250 60 $19.46 Calculator

Home Equity -Minimum $10,000 as low as 

6.500 6.500 120 $11.36 Calculator

 

*APR=Annual Percentage Rate.
Rates are based on borrower's creditworthiness.
New Autos: 100% Sales Price, excluding tax, title, license and extended warranty.
Used Autos: 100% NADA average trade-in for purchase money, NADA average loan value for cash out.  Term based on year of vehicle.
Share Secured and Term Share Certificate (TSC) secured loans available at 3% above dividend rate, terms vary.  Restrictions apply.


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Rates are subject to change after account opening.

 

Savings

Dividend Rate

APY* Term
Savings ($50 minimum balance) 0.50 0.50 n/a
Raskals Kidz Klub (Children's Savings Account) 0.50 0.50 n/a
IRA Traditional ($50 minimum balance) 1.50 1.51 n/a
PIA ($1,500.00 - $24,999.99) 1.25 1.26 n/a
PIA ($25,000.00 and over) 1.50 1.51 n/a

 

*APY=Annual Percentage Yield
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Certificates

Dividend Rate

APY* Term
Term Share Certificate ($1,000 minimum balance) 

2.69

2.72 6
Term Share Certificate ($1,000 minimum balance)  2.86 2.90 12
Term Share Certificate ($1,000 minimum balance)  3.31 3.36 24
Term Share Certificate ($1,000 minimum balance) 3.63 3.69 36
Term Share Certificate ($1,000 minimum balance) 4.00 4.07 60
Jumbo Share Certificate ($50K minimum balance) 2.84 2.88 6
Jumbo Share Certificate ($50K minimum balance)   3.01 3.05 12
Jumbo Share Certificate ($50K minimum balance)   3.46 3.52 24
Jumbo Share Certificate ($50K minimum balance)  3.78 3.85 36
Jumbo Share Certificate ($50K minimum balance) 4.15 4.23 60
2nd Jumbo Share Certificate ($95K minimum balance) 2.94 2.98 6
2nd Jumbo Share Certificate ($95K minimum balance) 3.11 3.15 12
2nd Jumbo Share Certificate ($95K minimum balance) 3.56 3.62 24
2nd Jumbo Share Certificate ($95K minimum balance) 3.88 3.95 36
2nd Jumbo Share Certificate ($95K minimum balance) 4.25 4.33 60

 

 

*APY=Annual Percentage Yield (Monthly Disclosed)
A penalty may be imposed for early withdrawal.

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