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Loans| Savings| Certificates
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Rates are subject to change without notice. Please contact the Loan Department at (361) 985-6010 for current mortgage and mobile home rates.
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| Loans |
Rate |
APR* |
Term |
Monthly Pmt. per $1,000
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| Secured Loans (New/Used Auto, Boat, etc.) as low as |
4.50 |
4.50 |
36 |
$29.75 |
Calculator |
| Secured Loans (New/Used Auto, Boat, etc.) as low as |
4.50 |
4.50 |
48 |
$22.81 |
Calculator |
| Secured Loans (New/Used Auto, Boat, etc.) as low as |
4.50 |
4.50 |
60 |
$18.65 |
Calculator |
| Secured Loans (New/Used Auto, Boat, etc.) as low as |
5.50 |
5.50 |
72 |
$16.34 |
Calculator |
| Secured Loans (New/Used Auto, Boat, etc.) as low as |
5.75 |
5.75 |
78 |
$15.40 |
Calculator |
| Recreational Items (Travel Trailer/Motor Home/Boat) Under $15K as low as |
6.50 |
6.50 |
120 |
$11.36 |
Calculator |
| Recreational Items (Travel Trailer/Motor Home/Boat) Over $15K as low as |
6.50 |
6.50 |
144 |
$10.02 |
Calculator |
| Motorcycles (New/Used) as low as |
4.50 |
4.50 |
36 |
$29.75 |
Calculator |
| Unsecured Loans - 12 month term (minimum $1,000) |
7.99 |
7.99 |
12 |
$87.00 |
Calculator |
| Unsecured Loans (Household Goods/Signature) as low as |
8.50 |
8.50 |
36 |
$31.57 |
Calculator |
| Unsecured Loans (Household Goods/Signature) as low as |
9.50 |
9.50 |
42 |
$28.09 |
Calculator |
| Home Equity -Minimum $5,000 as low as |
6.25 |
6.25 |
60 |
$19.46 |
Calculator |
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Home Equity -Minimum $10,000 as low as
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6.50 |
6.50 |
180 |
$8.72 |
Calculator |
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*APR=Annual Percentage Rate
Rates are based on borrower's creditworthiness.
Term based on year of vehicle.
Share Secured and Certificate of Deposit (CD) secured loans also available, terms vary.
Restrictions apply.
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| Rates are subject to change after account opening. |
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*APY=Annual Percentage Yield
APY means a percentage rate reflecting the total amount of dividends paid on an account, based on the dividend rate and the frequency of compounding for a 365-day period and calculated according to the rules in Appendix A, Part 707, NCUA's Rules and Regulations, Truth in Savings. (APY is used for account disclosures and advertising purposes; APY discloses projected earnings; APY is a generalized projection; APY is based on assumed funds and assumed number of days.)
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| Certificate of Deposit |
Dividend Rate
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APY* |
Term |
| CD ($1,000 minimum balance) |
1.00
|
1.00 |
6 |
| CD ($1,000 minimum balance) |
1.27 |
1.28 |
12 |
| CD ($1,000 minimum balance) |
1.73 |
1.74 |
24 |
| CD ($1,000 minimum balance) |
2.24 |
2.26 |
36 |
| CD ($1,000 minimum balance) |
3.08 |
3.12 |
60 |
| CD - Jumbo ($50K minimum balance) 1st Tier |
1.15 |
1.16 |
6 |
| CD - Jumbo ($50K minimum balance) 1st Tier |
1.42 |
1.43 |
12 |
| CD - Jumbo ($50K minimum balance) 1st Tier |
1.88 |
1.90 |
24 |
| CD - Jumbo ($50K minimum balance) 1st Tier |
2.39 |
2.42 |
36 |
| CD - Jumbo ($50K minimum balance) 1st Tier |
3.23 |
3.28 |
60 |
| CD - Jumbo ($95K minimum balance) 2nd Tier |
1.25 |
1.26 |
6 |
| CD - Jumbo ($95K minimum balance) 2nd Tier |
1.52 |
1.53 |
12 |
| CD - Jumbo ($95K minimum balance) 2nd Tier |
1.98 |
2.00 |
24 |
| CD - Jumbo ($95K minimum balance) 2nd Tier |
2.49 |
2.52 |
36 |
| CD - Jumbo ($95K minimum balance) 2nd Tier |
3.33 |
3.38 |
60 |
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*APY=Annual Percentage Yield
APY means a percentage rate reflecting the total amount of dividends paid on an account, based on the dividend rate and the frequency of compounding for a 365-day period and calculated according to the rules in Appendix A, Part 707, NCUA's Rules and Regulations, Truth in Savings. (APY is used for account disclosures and advertising purposes; APY discloses projected earnings; APY is a generalized projection; APY is based on assumed funds and assumed number of days.)
A penalty may be imposed for early withdrawal.
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