Rates












 

Loans| Savings| Certificates

Rates are subject to change without notice. Please contact the Loan Department at (361) 985-6010 for current mortgage rates.

 

Loans Rate APR* Term

Monthly Pmt. per $1,000

 
Secured Loans (New/Used Auto, Boat, etc.) as low as 3.50 3.50 36 $29.31 Calculator
Secured Loans (New/Used Auto, Boat, etc.) as low as 3.50 3.50 48 $22.36 Calculator
Secured Loans (New/Used Auto, Boat, etc.) as low as 3.50 3.50 60 $18.20 Calculator
Secured Loans (New/Used Auto, Boat, etc.) as low as 4.50 4.50 72 $15.88 Calculator
Secured Loans (New/Used Auto, Boat, etc.) as low as 4.75 4.75 78 $14.93 Calculator
Recreational Items (Travel Trailer/Motor Home/Boat) Under $15K as low as 5.50 5.50 120 $10.86 Calculator
Recreational Items (Travel Trailer/Motor Home/Boat) Over $15K as low as 5.50 5.50 144

   $9.51

Calculator
Motorcycles (New/Used) as low as  3.50 3.50 36 $29.31 Calculator
Unsecured Loans - 12 month term (minimum $1,000) 7.99 7.99 12 $87.00 Calculator
Unsecured Loans (Household Goods/Signature) as low as 8.25 8.25 36 $31.46 Calculator
Unsecured Loans (Household Goods/Signature) as low as 9.25 9.25 42 $27.97 Calculator
Home Equity - 5 years as low as 5.50 5.50 60 $19.11 Calculator

Home Equity - 15 years as low as 

5.75

5.75

180  $8.31 Calculator
Home Equity - 20 years as low as 6.00 6.00 240  $7.17 Calculator

 

*APR=Annual Percentage Rate
Rates are based on borrower's creditworthiness.
Term based on amount financed.
Share Secured and Certificate of Deposit (CD
) secured loans also available, terms vary. 
Restrictions apply.


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Rates are subject to change after account opening.

 

Savings

Dividend Rate

APY* Term
Savings ($50 minimum balance) 0.25 0.25 n/a
Raskals Kidz Klub (Children's Savings Account) 0.25 0.25 n/a
IRA Traditional ($500 minimum balance) 1.50 1.51 n/a
PIA ($1,500.00 - $24,999.99) 1.00 1.00 n/a
PIA ($25,000.00 and over) 1.25 1.26 n/a

 
Checking

Dividend Rate

APY* Term
Bonu$ Checking (Up to $10,000) Qualifying Account 3.75 3.82 n/a
Bonu$ Checking (Over $10,000) Qualifying Account 1.00 1.00 n/a
Bonu$ Checking Non-Qualifying Account .10 .10 n/a

*APY=Annual Percentage Yield
APY means a percentage rate reflecting the total amount of dividends paid on an account, based on the dividend rate and the frequency of compounding for a 365-day period and calculated according to the rules in Appendix A, Part 707, NCUA's Rules and Regulations, Truth in Savings. (APY is used for account disclosures and advertising purposes; APY discloses projected earnings; APY is a generalized projection; APY is based on assumed funds and assumed number of days.)

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Certificate of Deposit

Dividend Rate

APY* Term
CD ($1,000 minimum balance) 

.63

.63 6
CD ($1,000 minimum balance)  .92 .92 12
CD ($1,000 minimum balance)  1.33 1.34 24
CD ($1,000 minimum balance) 1.50

1.51

36
CD ($1,000 minimum balance) 2.23 2.25 60
CD - Jumbo ($50K minimum balance) 1st Tier .78 .78 6
CD - Jumbo ($50K minimum balance) 1st Tier 1.07 1.08 12
CD - Jumbo ($50K minimum balance) 1st Tier 1.48 1.49 24
CD - Jumbo ($50K minimum balance) 1st Tier 1.65 1.66 36
CD - Jumbo ($50K minimum balance) 1st Tier 2.38 2.41 60
CD - Jumbo ($95K minimum balance) 2nd Tier .88 .88 6
CD - Jumbo ($95K minimum balance) 2nd Tier 1.17 1.18 12
CD - Jumbo ($95K minimum balance) 2nd Tier 1.58 1.59 24
CD - Jumbo ($95K minimum balance) 2nd Tier 1.75 1.76 36
CD - Jumbo ($95K minimum balance) 2nd Tier 2.48 2.51 60

 

*APY=Annual Percentage Yield
APY means a percentage rate reflecting the total amount of dividends paid on an account, based on the dividend rate and the frequency of compounding for a 365-day period and calculated according to the rules in Appendix A, Part 707, NCUA's Rules and Regulations, Truth in Savings. (APY is used for account disclosures and advertising purposes; APY discloses projected earnings; APY is a generalized projection; APY is based on assumed funds and assumed number of days.)

A penalty may be imposed for early withdrawal.


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