The Credit Union also offers credit life and disability insurance, GAP insurance, as well as mechanical breakdown insurance .  These features help protect you from the unexpected and offer greater peace of mind.

 CCATCU offers the following loan types: 

ุ     Credit Card  – Don’t be fooled by teaser introductory rates you receive in the mail!  We offer a low, fixed interest rate on our Platinum Preferred VISA Card.  You can also earn Bonus Points on your purchases!   

ุ     Secured Platinum Preferred VISA Card – Are you trying to establish your credit?  Have you recently been denied credit?  Then this may be the card for you!  We offer Secured Platinum PreferredVISA Cards at a reasonable rate.  Qualifying is typically easier than a regular credit card because your deposit is your credit limit (minimum $300). 

ุ     New and Used Vehicles – Most lenders offer a lower rate on brand new vehicles.  At CCATCU, your interest rate is based on the term of the loan.  We offer simple interest competitive rates on new AND used vehicles.  In addition, payment protection insurance may be included, as well as mechanical breakdown insurance.

ุ     Signature/Personal – Whether you need extra cash for back to school, holiday shopping, car repairs or unexpected expenses, a personal loan from CCATCU can keep you on track.  Click here for rates and terms. 

ุ     Furniture – Reasonable rates and terms available on loans for household goods, including computers and appliances. 

ุ      Recreational Items – Thinking about a boat, RV or camper?  Consider CCATCU for your financing.  Financing available on new and used items!  Click here for rates and terms available. 

ุ     Share Secured – CCATCU offers share secured, PIA secured, and term share certificate secured loans.  Interest rates are only 3% above your current dividend rate!  Consider our program when shopping for the lowest rate available! 

ุ     Student Loans – Need help with the high cost of education?  Click here for more information on subsidized and unsubsidized student loans. 

ุ     Home Improvement – Considering a room addition or a custom swimming pool for those hot summers?  Click here for more information on our home improvement program. 

ุ     Home Equity – Need money for home repairs, vacation, education or to pay off some of those high interest credit cards?  Maybe a home equity loan is what you’re looking for.  Click here for more information on our home equity program. 

ุ     First Mortgage (limited to Homestead) – Considering purchasing a new home or refinancing your existing mortgage?  Click here for more information.

For more information, please contact the Loan Department at (361) 985-6010 or e-mail us at loandept@ccatcu.com.

(You must be a member of CCATCU to apply for a loan.  Loan approval is based on ability to repay, creditworthiness, and collateral.  Some restrictions may apply.)