Your Choice Checking

Looking for a checking account product that will benefit young adults?  Look no further!  CCATCU is pleased to announce our new checking account product for members ages 16-30, Your Choice Checking!

Your Choice Checking Benefits:

• No Monthly Service Charge
• No Annual Fee VISA Check Card ($10 annual value)
• Rewards Program (ScoreCard) with VISA Check Card
• No Fee Bill Pay ($4.95 monthly value)
• Special Membership Identification Card
• One Free Box of Checks ($15.00 value)
• No per check charge
• No Balance Transfer Fee to CCATCU VISA
• No Fee Web-24 (Home Banking)
• 51 Free ATMs (Corpus Christi and surrounding counties, Laredo, Victoria, McAllen and Harlingen)
• Free Wire Transfer ($12.00 value - does not include international wires)
• Up to 10 copies per month at no charge
• Free Notary Public
• One Free Stop Payment per Quarter
• Student Loan Availability
• Free Money Orders
• Free Travelers Checks
• .25 APR rate reduction for Loans (excluding student loans/credit cards)
• .25 APR rate increase for Term Share Certificate (1 year or greater)
• Promotional Rate on VISA Credit Card – 7.90% APR for first six months
• Rewards Program (ScoreCard VISA Preferred Platinum Credit Card)
• Waive Origination Fee for First Choice Mortgage Loans (must have active checking account*)
• Loan for Future Savings (Savings Secured Loan)
• No credit, no problem - $300 VISA Credit Card Limit*
• Community Partner Benefits (refer to complete brochure for details)

*Restrictions apply.  Student Loan program benefits dependent upon third party requirements.  Active checking account is defined as having activity one year prior to applying for First Choice Mortgage.

Interested in more "perks" with your checking account and a LOW monthly fee?  Check out our Advantage Benefits Package!  For a low monthly fee of only $5.00, you have access to ALL of these services and products:

• Personalized Checks.  You'll receive 1 box or a discounted box of personalized checks per Calendar year ($14.40 value).
• No Per Check Charge.  You may write as many checks as you want.
• Stop Payment Discount.  Receive 1 stop payment per quarter, free of charge ($18 value).
• Traveler's Checks, Official Checks & Money Orders.  There is no issue charge for these products.
• Notary Services at no charge.
• Overdraft Privilege.  Overdrafts up to $400 will normally be considered. CCATCU will charge a nominal fee as set for in the fee schedule.
• Photocopies.  Make copies of your personal papers (some restrictions may apply).
• VISA Check Card.  Your annual fee will be waived ($10 annual value).
• Wire Transfer.  One free transfer per month to any place in the USA ($12 value).
• Reduced Loan Rate.  You are eligible for a reduced rate of .25% on installment loans and payments are automatically deducted from your account (some restrictions may apply).
• Safe Deposit Box Discount.  A $10 annual discount will apply to the rental price of a 3x5 size safe deposit box depending upon availability (some restrictions may apply).
• Identity Watch.  You may enroll in the Identity Watch program & receive a copy of your credit report, ongoing credit file monitoring & comprehensive victim assistance.
• Protect-Your-Cards.  You may register all your credit cards & debit cards with our convenient protection service.  Should your card(s) become lost or stolen, and the necessary arrangements will be made to have your registered cards cancelled & reissued immediately.  This service eliminates your legal liability against card loss up to $5,000 per incident.
• Identity Theft 911.  If you become a victim of ID theft, you will be assigned to a highly qualified personal advocate who is the single source of contact in helping you resolve your problem from start to finish.
• Living Family Journal.  Organize, record, and document personal, medical & financial information from the convenience of your personal computer.
• Accidental Death & Dismemberment Insurance.  $20,000 AD&D Insurance & $100,000 Common Carrier Insurance plus $1,500 Dependent Children Coverages are included in your package.  Additional coverages are also available.
• Easy Saver.  Save up to 50% of brand name products by phone or online.  Access to prepaid shopping & dining gift cards, savings on entertainment, savings on hotels, and other travel savings are also available.
• Prescription Drug Discounts.  You & your family will receive discounts on many of your prescriptions through local participating pharmacies & major chains.
• Vision Care Savings.  Save 10% - 60% on vision care plus, you also have access to a network of ophthalmologists, in selected markets, providing members 10% - 30% discounts on qualified procedures.

Contact Member Services today at (361) 985-6277 or (361) 814-9304 and find out how easy it is to add this valuable package to your account today!